diff --git a/lib/common/static/options_panel.js b/lib/common/static/options_panel.js
index 1dfaeac..c2f7a69 100644
--- a/lib/common/static/options_panel.js
+++ b/lib/common/static/options_panel.js
@@ -856,6 +856,19 @@
     return Math.round((value - prem) * 100) / 100;
   }
 
+  /** 盈亏比 = 盈利金额 / 本合约权利金(目标位仅作到期实值参考). */
+  function estimateProfitRr(profit, totalPremium) {
+    const pnl = Number(profit);
+    const prem = Number(totalPremium);
+    if (!Number.isFinite(pnl) || !Number.isFinite(prem) || prem <= 0) return null;
+    return Math.round((pnl / prem) * 100) / 100;
+  }
+
+  function fmtProfitRr(v) {
+    if (v === null || v === undefined || Number.isNaN(Number(v))) return "—";
+    return Number(v).toFixed(2);
+  }
+
   function calcContractLeverage(indexPx, ethAmount, totalPremium) {
     if (indexPx == null || ethAmount == null || totalPremium == null) return null;
     const idx = Number(indexPx);
@@ -897,7 +910,7 @@
     const levEl = document.getElementById("opt-order-leverage");
     const valueEl = document.getElementById("opt-est-value");
     const profitEl = document.getElementById("opt-est-profit");
-    const targetLevEl = document.getElementById("opt-est-leverage");
+    const rrEl = document.getElementById("opt-est-rr") || document.getElementById("opt-est-leverage");
     const targetEl = document.getElementById("opt-target-idx");
     const q = state.orderQuote;
     if (!q || !q.ok || !q.can_open) {
@@ -907,7 +920,10 @@
         profitEl.textContent = "—";
         profitEl.className = "v";
       }
-      if (targetLevEl) targetLevEl.textContent = "—";
+      if (rrEl) {
+        rrEl.textContent = "—";
+        rrEl.className = "v";
+      }
       return;
     }
     const sz = q.sizing || {};
@@ -922,10 +938,14 @@
         valueEl.textContent = "—";
         profitEl.textContent = "—";
         profitEl.className = "v";
-        if (targetLevEl) targetLevEl.textContent = "—";
+        if (rrEl) {
+          rrEl.textContent = "—";
+          rrEl.className = "v";
+        }
       } else {
         const value = estimateExpiryValue(q.opt_type, q.strike, Number(targetRaw), ethAmount);
         const profit = estimateExpiryProfit(q.opt_type, q.strike, Number(targetRaw), ethAmount, premium);
+        const rr = estimateProfitRr(profit, premium);
         if (value == null || Number.isNaN(value)) {
           valueEl.textContent = "—";
         } else {
@@ -938,8 +958,15 @@
           profitEl.textContent = fmtUsdcSigned(profit);
           profitEl.className = "v " + pnlCls(profit);
         }
-        const targetLev = calcContractLeverage(Number(targetRaw), ethAmount, premium);
-        if (targetLevEl) targetLevEl.textContent = fmtLeverage(targetLev);
+        if (rrEl) {
+          if (rr == null || Number.isNaN(rr)) {
+            rrEl.textContent = "—";
+            rrEl.className = "v";
+          } else {
+            rrEl.textContent = fmtProfitRr(rr);
+            rrEl.className = "v " + pnlCls(rr);
+          }
+        }
       }
     }
   }
@@ -1431,12 +1458,15 @@
   function formatTargetEstimateHtml(optType, strike, targetIdx, ethAmount, premiumPaid) {
     const value = estimateExpiryValue(optType, strike, targetIdx, ethAmount);
     const profit = estimateExpiryProfit(optType, strike, targetIdx, ethAmount, premiumPaid);
-    if (value == null && profit == null) return "";
+    const rr = estimateProfitRr(profit, premiumPaid);
+    if (value == null && profit == null && rr == null) return "";
     let html = '<span class="opt-target-est">';
     html += '<span class="opt-target-est-item"><span class="k">价值</span><span class="v">' +
       (value == null ? "—" : fmtUsdc(value) + " USDC") + "</span></span>";
     html += '<span class="opt-target-est-item"><span class="k">预估盈利</span><span class="v ' + pnlCls(profit) + '">' +
       (profit == null ? "—" : fmtUsdcSigned(profit)) + "</span></span>";
+    html += '<span class="opt-target-est-item"><span class="k">盈亏比</span><span class="v ' + pnlCls(rr) + '">' +
+      (rr == null ? "—" : fmtProfitRr(rr)) + "</span></span>";
     html += "</span>";
     return html;
   }
@@ -1500,7 +1530,7 @@
         : "") +
       estHtml +
       '<span class="muted opt-target-row-hint">' +
-      (armed ? "监控中 · 到位按买一限价平" : "输入后设定 · 到位按买一限价平 · 到期即止损") +
+      (armed ? "监控中 · 目标位参考 · 到位按买一限价平" : "目标位参考(到期实值估盈亏比) · 到位按买一限价平 · 到期即止损") +
       "</span>" +
       "</div>"
     );
diff --git a/lib/options/templates/options_panel.html b/lib/options/templates/options_panel.html
index c9546ca..161c831 100644
--- a/lib/options/templates/options_panel.html
+++ b/lib/options/templates/options_panel.html
@@ -107,17 +107,17 @@
                             </div>
                             <div class="options-estimate-row">
                                 <div class="opt-est-main">
-                                    <label class="btn-secondary opt-order-chip" for="opt-target-idx">目标位(指数)</label>
-                                    <input type="number" id="opt-target-idx" class="opt-target-idx" step="0.1" min="0" placeholder="达价限价平仓"
+                                    <label class="btn-secondary opt-order-chip" for="opt-target-idx" title="仅作到期实值估算参考">目标位(指数)</label>
+                                    <input type="number" id="opt-target-idx" class="opt-target-idx" step="0.1" min="0" placeholder="参考指数·到期实值"
                                            autocomplete="off" inputmode="decimal" data-lpignore="true" data-1p-ignore="true" data-form-type="other">
                                     <span class="k">预计价值</span>
                                     <span id="opt-est-value" class="v">—</span>
                                     <span class="k">盈利</span>
                                     <span id="opt-est-profit" class="v">—</span>
-                                    <span class="k">目标杠杆</span>
-                                    <span id="opt-est-leverage" class="v" title="目标位名义价值÷权利金">—</span>
+                                    <span class="k">盈亏比</span>
+                                    <span id="opt-est-rr" class="v" title="盈利金额÷本合约权利金">—</span>
                                 </div>
-                                <span class="muted opt-est-note">目标价=监控指数;到位后按买一限价平仓;无止损,到期即止损</span>
+                                <span class="muted opt-est-note">目标位仅参考(按到期实值估);盈亏比=盈利÷权利金;到位后按买一限价平;无止损,到期即止损</span>
                             </div>
                             <div class="form-row options-order-mode-row">
                                 <div class="opt-size-mode-bar">
@@ -324,4 +324,4 @@
     </div>
 </div>
 <script src="/static/options_expiry_countdown.js?v=1"></script>
-<script src="/static/options_panel.js?v=54"></script>
+<script src="/static/options_panel.js?v=55"></script>