diff --git a/crypto_monitor_okx/app.py b/crypto_monitor_okx/app.py
index 473ad55..25196be 100644
--- a/crypto_monitor_okx/app.py
+++ b/crypto_monitor_okx/app.py
@@ -2526,6 +2526,10 @@ def friendly_okx_error(err, available_usdt=None):
 friendly_exchange_error = friendly_okx_error
 
 
+def invalidate_account_balance_cache() -> None:
+    ACCOUNT_BALANCE_CACHE["updated_at"] = 0
+
+
 def get_exchange_capitals(force=False):
     ok_live, _ = ensure_okx_live_ready()
     if not ok_live:
@@ -9286,6 +9290,13 @@ def manual_transfer():
     conn.commit()
     conn.close()
     if ok:
+        invalidate_account_balance_cache()
+        try:
+            from lib.instance.instance_live_push_lib import notify_instance_balance_changed
+
+            notify_instance_balance_changed()
+        except Exception:
+            pass
         flash(f"手动划转成功:{amount}U {from_account}->{to_account}")
     else:
         flash(f"手动划转失败:{msg}")
diff --git a/lib/common/static/instance_live.js b/lib/common/static/instance_live.js
index b5d1125..b948542 100644
--- a/lib/common/static/instance_live.js
+++ b/lib/common/static/instance_live.js
@@ -32,12 +32,13 @@
     }
   }
 
-  function scheduleRefresh() {
+  function scheduleRefresh(opts) {
     if (refreshTimer) return;
+    const options = opts || {};
     refreshTimer = setTimeout(function () {
       refreshTimer = null;
       if (document.hidden) return;
-      refreshTabData(currentTab(), { silent: true });
+      refreshTabData(currentTab(), { silent: true, force: !!options.force });
     }, 80);
   }
 
@@ -52,7 +53,7 @@
     }
     if (ver === localLiveVersion) return;
     localLiveVersion = ver;
-    scheduleRefresh();
+    scheduleRefresh({ force: reason === "balance" });
   }
 
   function closeLiveStream() {
diff --git a/lib/common/static/options_settings.js b/lib/common/static/options_settings.js
index e89b497..5464b88 100644
--- a/lib/common/static/options_settings.js
+++ b/lib/common/static/options_settings.js
@@ -9,6 +9,14 @@
     return r.json();
   }
 
+  function refreshFundsAfterMutation() {
+    if (typeof refreshAccountSnapshot !== "function") return;
+    refreshAccountSnapshot({ force: true });
+    setTimeout(function () {
+      refreshAccountSnapshot({ force: true, silent: true });
+    }, 1500);
+  }
+
   function setMsg(id, text, isErr) {
     const el = document.getElementById(id);
     if (!el) return;
@@ -50,7 +58,7 @@
       }),
     });
     setMsg("opt-set-swap-msg", d.ok ? "兑换单已提交" : (d.msg || "失败"), !d.ok);
-    if (d.ok && typeof refreshAccountSnapshot === "function") refreshAccountSnapshot();
+    if (d.ok && typeof refreshAccountSnapshot === "function") refreshFundsAfterMutation();
   }
 
   const swapBtn = document.getElementById("opt-set-swap-btn");
@@ -96,7 +104,7 @@
       }),
     });
     setMsg("opt-set-int-msg", d.ok ? "划转成功" : (d.msg || "失败"), !d.ok);
-    if (d.ok && typeof refreshAccountSnapshot === "function") refreshAccountSnapshot();
+    if (d.ok && typeof refreshAccountSnapshot === "function") refreshFundsAfterMutation();
   }
 
   const intBtn = document.getElementById("opt-set-int-btn");
@@ -143,7 +151,7 @@
       }),
     });
     setMsg("opt-set-cross-msg", d.ok ? "划转成功" : (d.msg || "失败"), !d.ok);
-    if (d.ok && typeof refreshAccountSnapshot === "function") refreshAccountSnapshot();
+    if (d.ok && typeof refreshAccountSnapshot === "function") refreshFundsAfterMutation();
   }
 
   const crossBtn = document.getElementById("opt-set-cross-btn");
diff --git a/lib/exchange/okx_options_lib.py b/lib/exchange/okx_options_lib.py
index 9445876..9de50d7 100644
--- a/lib/exchange/okx_options_lib.py
+++ b/lib/exchange/okx_options_lib.py
@@ -26,6 +26,11 @@ _OKX_OPTION_ERR_ZH: dict[str, str] = {
 _OPTIONS_BALANCE_CACHE: dict[str, Any] = {"updated_at": 0.0, "data": None}
 
 
+def invalidate_options_balance_cache() -> None:
+    _OPTIONS_BALANCE_CACHE["updated_at"] = 0.0
+    _OPTIONS_BALANCE_CACHE["data"] = None
+
+
 def _okx_trade_error_message(exc: BaseException | None = None, resp: Any = None) -> str:
     row: dict[str, Any] | None = None
     if isinstance(resp, dict):
diff --git a/lib/instance/instance_live_push_lib.py b/lib/instance/instance_live_push_lib.py
index 2baa2d8..ca93a67 100644
--- a/lib/instance/instance_live_push_lib.py
+++ b/lib/instance/instance_live_push_lib.py
@@ -100,6 +100,11 @@ class InstanceLivePush:
 instance_live_push = InstanceLivePush()
 
 
+def notify_instance_balance_changed() -> int:
+    """划转/兑换后通知 embed 壳拉最新资金快照."""
+    return instance_live_push.tick("balance")
+
+
 def register_instance_live_routes(app: Flask, login_required: Callable) -> None:
     instance_live_push.start()
 
diff --git a/lib/instance/templates/embed_boot_scripts.html b/lib/instance/templates/embed_boot_scripts.html
index 3d8ea40..990312b 100644
--- a/lib/instance/templates/embed_boot_scripts.html
+++ b/lib/instance/templates/embed_boot_scripts.html
@@ -1166,11 +1166,11 @@ function applyAccountSnapshot(data){
     }
     if(data.options_funding_usdc != null || data.options_funding_usdt != null){
         const optFunding = formatOptionsFundingLabel(data.options_funding_usdc, data.options_funding_usdt);
-        if(optFunding !== "—") setFundsFieldText("options-funding-usdc", optFunding);
+        setFundsFieldText("options-funding-usdc", optFunding);
     }
     if(data.options_trading_usdc != null || data.options_trading_usdt != null){
         const optTrading = formatOptionsFundingLabel(data.options_trading_usdc, data.options_trading_usdt);
-        if(optTrading !== "—") setFundsFieldText("options-trading-usdc", optTrading);
+        setFundsFieldText("options-trading-usdc", optTrading);
     }
     if(typeof data.unrealized_pnl !== "undefined"){
         updateRealtimePnl(data.unrealized_pnl);
diff --git a/lib/instance/templates/embed_shell.html b/lib/instance/templates/embed_shell.html
index ea23b29..c88b071 100644
--- a/lib/instance/templates/embed_shell.html
+++ b/lib/instance/templates/embed_shell.html
@@ -106,7 +106,7 @@ const ORDER_ENTRY_MODEL_CODE_TO_CATEGORY = {{ entry_model_code_to_category | toj
 window.__INSTANCE_DISPLAY__ = {{ display | tojson }};
 </script>
 <script src="/static/instance_settings_prefs.js?v=12"></script>
-<script src="/static/instance_live.js?v=4"></script>
+<script src="/static/instance_live.js?v=5"></script>
 <script src="/static/instance_embed.js?v=23"></script>
 </body>
 </html>
diff --git a/lib/instance/templates/index.html b/lib/instance/templates/index.html
index d379f1d..4868b66 100644
--- a/lib/instance/templates/index.html
+++ b/lib/instance/templates/index.html
@@ -1811,11 +1811,11 @@ function applyAccountSnapshot(data){
     }
     if(data.options_funding_usdc != null || data.options_funding_usdt != null){
         const optFunding = formatOptionsFundingLabel(data.options_funding_usdc, data.options_funding_usdt);
-        if(optFunding !== "—") setFundsFieldText("options-funding-usdc", optFunding);
+        setFundsFieldText("options-funding-usdc", optFunding);
     }
     if(data.options_trading_usdc != null || data.options_trading_usdt != null){
         const optTrading = formatOptionsFundingLabel(data.options_trading_usdc, data.options_trading_usdt);
-        if(optTrading !== "—") setFundsFieldText("options-trading-usdc", optTrading);
+        setFundsFieldText("options-trading-usdc", optTrading);
     }
     if(typeof data.unrealized_pnl !== "undefined"){
         updateRealtimePnl(data.unrealized_pnl);
diff --git a/lib/options/options_register.py b/lib/options/options_register.py
index 584f425..510af5d 100644
--- a/lib/options/options_register.py
+++ b/lib/options/options_register.py
@@ -123,9 +123,24 @@ def _build_cfg(app_module: Any) -> dict[str, Any]:
         "spot_market_swap_usdt_usdc": spot_market_swap_usdt_usdc,
         "transfer_main_sub_account": transfer_main_sub_account,
         "options_api_ready": options_api_ready,
+        "app_module": app_module,
     }
 
 
+def _mark_balances_stale(cfg: dict[str, Any]) -> None:
+    from lib.exchange.okx_options_lib import invalidate_options_balance_cache
+    from lib.instance.instance_live_push_lib import notify_instance_balance_changed
+
+    invalidate_options_balance_cache()
+    app_mod = cfg.get("app_module")
+    if app_mod is not None and hasattr(app_mod, "invalidate_account_balance_cache"):
+        app_mod.invalidate_account_balance_cache()
+    try:
+        notify_instance_balance_changed()
+    except Exception:
+        pass
+
+
 def _require_options_ex(cfg: dict[str, Any]):
     if not cfg.get("enabled"):
         return None, "期权模块未启用,请在 .env 设置 OKX_OPTIONS_ENABLED=true 并重启 PM2"
@@ -791,6 +806,7 @@ def register_options_routes(app: Flask, cfg: dict[str, Any]) -> None:
                 conn.commit()
             finally:
                 conn.close()
+            _mark_balances_stale(cfg)
         return jsonify(result)
 
     @app.route("/api/options/spot/swap", methods=["POST"])
@@ -805,7 +821,10 @@ def register_options_routes(app: Flask, cfg: dict[str, Any]) -> None:
             amount = float(data.get("amount"))
         except (TypeError, ValueError):
             return jsonify({"ok": False, "msg": "数量无效"})
-        return jsonify(cfg["spot_market_swap_usdt_usdc"](ex, direction=direction, amount=amount))
+        result = cfg["spot_market_swap_usdt_usdc"](ex, direction=direction, amount=amount)
+        if result.get("ok"):
+            _mark_balances_stale(cfg)
+        return jsonify(result)
 
     @app.route("/api/options/cross-transfer", methods=["POST"])
     @lr
@@ -852,6 +871,7 @@ def register_options_routes(app: Flask, cfg: dict[str, Any]) -> None:
                 conn.commit()
             finally:
                 conn.close()
+            _mark_balances_stale(cfg)
         return jsonify(result)
 
     @app.route("/api/options/history")
diff --git a/lib/options/templates/options_settings_panel.html b/lib/options/templates/options_settings_panel.html
index e00a4ad..ad39998 100644
--- a/lib/options/templates/options_settings_panel.html
+++ b/lib/options/templates/options_settings_panel.html
@@ -1,4 +1,4 @@
 {# 期权设置脚本挂载点(卡片在 settings_panel 中拆分) #}
 <div id="options-settings-root" hidden
      data-sub-account="{{ instance_settings.options_sub_account | default('', true) }}"></div>
-<script src="/static/options_settings.js?v=6"></script>
+<script src="/static/options_settings.js?v=7"></script>