fix(risk): trigger cooldown only on user-initiated closes

Remove external-close risk hooks; register user_instance, user_hub, and user_trend_stop via hub API and trend stop; update docs and tests.

Co-authored-by: Cursor <cursoragent@cursor.com>

crypto_monitor_okx/app.py

@@ -1528,6 +1528,28 @@ def hub_account_risk_status(conn):
     )
 
 
+def hub_user_initiated_close(
+    conn,
+    *,
+    source,
+    count=1,
+    trade_record_id=None,
+    closed_at_ms=None,
+):
+    from account_risk_lib import CLOSE_SOURCE_USER_HUB, on_user_initiated_close
+
+    src = (source or "").strip() or CLOSE_SOURCE_USER_HUB
+    on_user_initiated_close(
+        conn,
+        source=src,
+        trade_record_id=trade_record_id,
+        closed_at_ms=closed_at_ms,
+        trading_day=get_trading_day(),
+        now=app_now(),
+        count=count,
+    )
+
+
 def app_now():
     """应用本地时区当前墙钟时间（无时区的 datetime，便于与库中字符串直接比较）。"""
     return datetime.now(APP_TZ).replace(tzinfo=None)
@@ -3527,16 +3549,6 @@ def reconcile_external_closes(conn, days=None):
             opened_at=opened_at,
             closed_at=closed_at,
         )
-        from account_risk_lib import on_external_close, should_apply_external_close_risk
-
-        if should_apply_external_close_risk(result):
-            close_ms = _to_ms_with_fallback(None, closed_at)
-            on_external_close(
-                conn,
-                closed_at_ms=close_ms,
-                trading_day=session_date,
-                now=app_now(),
-            )
         conn.execute("UPDATE order_monitors SET status='stopped' WHERE id=?", (r["id"],))
         if result in ("止盈", "止损", "保本止盈", "移动止盈", "手动平仓", "强制清仓"):
             send_wechat_msg(
@@ -8126,10 +8138,11 @@ def del_order(id):
                 opened_at=opened_at,
                 closed_at=closed_at,
             )
-            from account_risk_lib import insert_trade_record_id, on_manual_close
+            from account_risk_lib import CLOSE_SOURCE_USER_INSTANCE, insert_trade_record_id, on_user_initiated_close
 
-            on_manual_close(
+            on_user_initiated_close(
                 conn,
+                source=CLOSE_SOURCE_USER_INSTANCE,
                 trade_record_id=insert_trade_record_id(conn),
                 closed_at_ms=_to_ms_with_fallback(None, closed_at),
                 trading_day=session_date,
@@ -8190,6 +8203,16 @@ def del_order(id):
                     opened_at=opened_at,
                     closed_at=closed_at,
                 )
+                from account_risk_lib import CLOSE_SOURCE_USER_INSTANCE, insert_trade_record_id, on_user_initiated_close
+
+                on_user_initiated_close(
+                    conn,
+                    source=CLOSE_SOURCE_USER_INSTANCE,
+                    trade_record_id=insert_trade_record_id(conn),
+                    closed_at_ms=_to_ms_with_fallback(None, closed_at),
+                    trading_day=session_date,
+                    now=app_now(),
+                )
                 conn.execute("UPDATE order_monitors SET status='stopped' WHERE id=?", (id,))
                 conn.commit()
                 conn.close()
@@ -8849,6 +8872,7 @@ try:
         ohlcv_fn=_hub_fetch_ohlcv,
         volume_rank_fn=_hub_fetch_volume_rank,
         risk_status_fn=hub_account_risk_status,
+        user_close_fn=hub_user_initiated_close,
     )
 except Exception as _hub_err:
     print(f"[hub_bridge] okx: {_hub_err}")