feat期权盈亏按交易账户快照结算：一次一仓、持仓禁划转、卖回后冻结。

Co-authored-by: Cursor <cursoragent@cursor.com>

lib/options/options_review_lib.py

@@ -316,7 +316,8 @@ def sync_options_from_local_trades(
         SELECT id, inst_id, underlying, opt_type, strike, exp_time, sheets,
                open_quote, close_quote, premium_paid, premium_received, realized_pnl,
                realized_pnl_usdt, close_index_px, open_index_px, budget_usdt,
-               premium_ccy, created_at, closed_at, signal_note, status
+               premium_ccy, created_at, closed_at, signal_note, status,
+               trading_usdt_before, pnl_settled
         FROM options_trades
         WHERE status = 'closed'
         ORDER BY id DESC
@@ -409,6 +410,12 @@ def sync_options_from_local_trades(
         if not ccy:
             ccy = premium_ccy_for_mode(margin_mode_from_inst_id(inst), underly)
         frozen_usdt = _safe_float(r["realized_pnl_usdt"])
+        try:
+            settled = int(r["pnl_settled"] or 0) == 1
+        except Exception:
+            settled = False
+        # 账户快照路径:未结算不写 U,避免指数假数进复盘
+        acct_pending = _safe_float(r["trading_usdt_before"]) is not None and not settled
         close_idx = _safe_float(r["close_index_px"])
         open_idx = _safe_float(r["open_index_px"])
         # 折算指数:平仓冻结 > 开仓 > 实时(仅无冻结时兜底)
@@ -426,7 +433,9 @@ def sync_options_from_local_trades(
             if paid0 is not None and recv0 is not None:
                 pnl = recv0 - paid0
         prem = _safe_float(r["premium_paid"])
-        if frozen_usdt is not None:
+        if acct_pending:
+            pnl_u = None
+        elif frozen_usdt is not None and (settled or _safe_float(r["trading_usdt_before"]) is None):
             pnl_u = round(float(frozen_usdt), 4)
         else:
             pnl_u = _to_usdt(pnl, ccy=ccy, idx=idx)