fix顶栏总交易/胜率/盈亏比与账户结算口径对齐，新单仅计已冻结。

Co-authored-by: Cursor <cursoragent@cursor.com>

tests/test_options_account_pnl.py

@@ -99,6 +99,52 @@ class AccountPnlSettleTests(unittest.TestCase):
         self.assertAlmostEqual(float(stats["net_realized_pnl"]), 952.96, places=2)
         conn.close()
 
+    def test_header_stats_skip_unsettled_account_trades(self):
+        from datetime import datetime, timezone
+
+        from lib.options.options_db import init_options_tables
+        from lib.options.options_stats_lib import header_options_stats_for_window
+
+        conn = sqlite3.connect(":memory:")
+        conn.row_factory = sqlite3.Row
+        init_options_tables(conn)
+        conn.execute(
+            """
+            INSERT INTO options_trades(
+                inst_id, underlying, opt_type, sheets, eth_amount,
+                premium_paid, realized_pnl, premium_ccy, status,
+                trading_usdt_before, pnl_settled, created_at, closed_at
+            ) VALUES (
+                'ETH-USD-261009-2500-P', 'ETH', 'P', 1, 0.01,
+                0.01, 0.01, 'ETH', 'closed',
+                500.0, 0, '2026-10-08 10:00:00', '2026-10-08 12:00:00'
+            )
+            """
+        )
+        conn.execute(
+            """
+            INSERT INTO options_trades(
+                inst_id, underlying, opt_type, sheets, eth_amount,
+                premium_paid, realized_pnl, premium_ccy, status,
+                trading_usdt_before, trading_usdt_after, realized_pnl_usdt,
+                pnl_settled, created_at, closed_at
+            ) VALUES (
+                'ETH-USD-261009-2500-P', 'ETH', 'P', 1, 0.01,
+                0.01, 0.01, 'ETH', 'closed',
+                1000.0, 1100.0, 100.0,
+                1, '2026-10-08 08:00:00', '2026-10-08 09:00:00'
+            )
+            """
+        )
+        conn.commit()
+        win = {
+            "start_utc": datetime(2026, 10, 1, tzinfo=timezone.utc),
+            "end_utc": datetime(2026, 10, 31, 23, 59, 59, tzinfo=timezone.utc),
+        }
+        out = header_options_stats_for_window(conn, win, timezone.utc, None)
+        self.assertEqual(int(out["total"]), 1)
+        conn.close()
+
 
 if __name__ == "__main__":
     unittest.main()