diff --git a/lib/exchange/okx_options_lib.py b/lib/exchange/okx_options_lib.py
index acd878d..4f86c3f 100644
--- a/lib/exchange/okx_options_lib.py
+++ b/lib/exchange/okx_options_lib.py
@@ -1617,9 +1617,9 @@ def resolve_option_close_from_history(
 
 def fetch_options_unrealized_pnl_usdc(ex: ccxt.okx) -> float | None:
     """
-    期权浮盈合计(USDC≈U).
-    优先返回交易所标记价 upl;实例顶栏应改用
-    `options_positions_lib.sum_options_net_pnl_usdc`(买一净盈亏)以与持仓卡一致.
+    期权浮盈合计(USDT/USDC≈U).
+    优先返回交易所标记价 upl;币本位 upl 按 idxPx 折 U.
+    实例顶栏应改用 `options_positions_lib.sum_options_net_pnl_usdc`(买一净盈亏)以与持仓卡一致.
     """
     positions = fetch_option_positions(ex)
     if positions is None:
@@ -1630,8 +1630,20 @@ def fetch_options_unrealized_pnl_usdc(ex: ccxt.okx) -> float | None:
         upl = _safe_float(pos.get("upl"))
         if upl is None:
             continue
+        inst = str(pos.get("instId") or "")
+        # 币本位合约:upl 为币;折指数为 U
+        try:
+            from lib.options.options_margin_mode_lib import MODE_COIN, margin_mode_from_inst_id
+
+            if margin_mode_from_inst_id(inst) == MODE_COIN:
+                idx = _safe_float(pos.get("idxPx"))
+                if idx is None or idx <= 0:
+                    continue
+                upl = float(upl) * float(idx)
+        except Exception:
+            pass
         found = True
-        total += upl
+        total += float(upl)
     return round(total, 4) if found else None
 
 
diff --git a/lib/options/options_positions_lib.py b/lib/options/options_positions_lib.py
index a3d6a1d..6081933 100644
--- a/lib/options/options_positions_lib.py
+++ b/lib/options/options_positions_lib.py
@@ -118,14 +118,29 @@ def display_pnl_from_option_row(row: dict[str, Any]) -> float | None:
     return _safe_float(row.get("upl"))
 
 
+def display_pnl_usdt_from_option_row(row: dict[str, Any]) -> float | None:
+    """顶栏「实时盈亏」用:币本位净盈亏按指数折 USDT;USDC 仓原样."""
+    pnl = display_pnl_from_option_row(row)
+    if pnl is None:
+        return None
+    ccy = str(row.get("premium_ccy") or "USDC").strip().upper() or "USDC"
+    if ccy in ("ETH", "BTC"):
+        idx = _safe_float(row.get("idx_px") or row.get("idxPx") or row.get("index_px"))
+        if idx is None or idx <= 0:
+            # 无指数时无法折算,跳过该仓以免把「币数量」当成 U
+            return None
+        return float(pnl) * float(idx)
+    return float(pnl)
+
+
 def sum_options_net_pnl_usdc(
     cfg: dict[str, Any],
     ex: Any,
     raw_positions: list[dict[str, Any]] | None = None,
 ) -> float | None:
     """
-    期权浮盈合计(USDC),与顶栏实时盈亏/中控口径对齐为「净盈亏」:
-    各仓买一可回收 − 权利金之和;残档则回退该仓交易所 upl.
+    期权浮盈合计(USDT/USDC 口径),与顶栏实时盈亏对齐:
+    各仓买一可回收 − 权利金;币本位再 × 指数折成 U;残档回退该仓 upl(同样折算).
     获取失败返回 None;无持仓返回 0.
     """
     raw = raw_positions
@@ -139,7 +154,7 @@ def sum_options_net_pnl_usdc(
     total = 0.0
     found = False
     for p in positions:
-        pnl = display_pnl_from_option_row(p)
+        pnl = display_pnl_usdt_from_option_row(p)
         if pnl is None:
             continue
         found = True