删除永续下单监控与划转强平，保留关键位监控并完成回归审计。

Co-authored-by: Cursor <cursoragent@cursor.com>

lib/instance/templates/settings_panel.html

@@ -37,9 +37,8 @@
                 {% elif tab.key == 'password' %}
                     {% include 'password_settings_panel.html' %}
                 {% elif tab.key == 'transfer' %}
-                    <h2>永续资金划转</h2>
-                    <p class="settings-subcard-desc">账户内:资金账户与交易账户之间划转 USDT.</p>
-                    {% include 'instance_transfer_panel.html' %}
+                    <h2>资金划转</h2>
+                    <p class="settings-subcard-desc muted">永续账户划转已下线;期权/模拟盘请使用对应页内划转.</p>
                 {% elif tab.key == 'export' %}
                     <h2>数据导出</h2>
                     <p class="settings-subcard-desc muted">CSV · v{{ instance_settings.data_export_version }}</p>