diff --git a/templates/settings.html b/templates/settings.html
index 5e886be..fe79d64 100644
--- a/templates/settings.html
+++ b/templates/settings.html
@@ -17,6 +17,12 @@
 .settings-ctp-grid{display:grid;grid-template-columns:1fr 1fr;gap:.65rem .75rem}
 .settings-ctp-grid .field-full{grid-column:1/-1}
 .settings-ctp-wrap .card-body{padding-top:0}
+.settings-ctp-cards-row{
+    display:grid;grid-template-columns:1fr 1fr;gap:.75rem;
+    align-items:start;margin-bottom:.75rem;
+}
+.settings-ctp-cards-row .settings-ctp-fold.card{margin-bottom:0;height:100%}
+.settings-ctp-cards-row .settings-ctp-grid{grid-template-columns:1fr}
 .settings-ctp-fold.card{
     margin-bottom:.75rem;padding:0;overflow:hidden;
     border:1px solid var(--border);border-radius:8px;background:var(--card-inner);
@@ -39,6 +45,7 @@
 .settings-ctp-status{font-size:.82rem;color:var(--text-muted);margin-top:.75rem;line-height:1.5}
 @media(max-width:900px){
     .settings-password-form{grid-template-columns:1fr}
+    .settings-ctp-cards-row{grid-template-columns:1fr}
     .settings-ctp-grid{grid-template-columns:1fr}
 }
 </style>
@@ -125,6 +132,7 @@
         <form action="{{ url_for('settings') }}" method="post" id="ctp-settings-form">
             <input type="hidden" name="action" value="ctp">
 
+            <div class="settings-ctp-cards-row">
             <div class="settings-ctp-fold card{% if trading_mode != 'simulation' %} is-collapsed{% endif %}" data-ctp-fold="simnow">
                 <button type="button" class="settings-ctp-fold-head" aria-expanded="{{ 'true' if trading_mode == 'simulation' else 'false' }}">
                     <span class="settings-ctp-fold-title">
@@ -224,6 +232,7 @@
                     </div>
                 </div>
             </div>
+            </div>
 
             <button type="submit" class="btn-primary">保存 CTP 配置</button>
             <p class="settings-ctp-status">