Fix missing recommend_payload import; raise small-account cap to 200k.

Co-authored-by: Cursor <cursoragent@cursor.com>

product_recommend.py

@@ -18,12 +18,22 @@ from symbols import PRODUCTS, product_category, product_has_night_session
 
 logger = logging.getLogger(__name__)
 
-# 权益低于该值时，仅允许下列品种（可开仓列表、品种下拉、开仓报单）
-SMALL_ACCOUNT_CAPITAL_MAX = 100_000.0
+# 权益不超过该值时，仅允许下列品种（可开仓列表、品种下拉、开仓报单）
+SMALL_ACCOUNT_CAPITAL_MAX = 200_000.0
 SMALL_ACCOUNT_PRODUCT_THS = frozenset({"c", "m", "MA", "rb"})
 SMALL_ACCOUNT_SCOPE_LABEL = "玉米、豆粕、甲醇、螺纹钢"
 
 
+def small_account_scope_hint() -> str:
+    wan = int(SMALL_ACCOUNT_CAPITAL_MAX // 10_000)
+    return f"权益 {wan} 万以下仅显示并可交易：{SMALL_ACCOUNT_SCOPE_LABEL}"
+
+
+def small_account_scope_status_label() -> str:
+    wan = int(SMALL_ACCOUNT_CAPITAL_MAX // 10_000)
+    return f"权益{wan}万以下限{SMALL_ACCOUNT_SCOPE_LABEL}"
+
+
 def normalize_product_ths(ths: str) -> str:
     import re
     s = (ths or "").strip()
@@ -56,7 +66,8 @@ def assert_product_allowed_for_capital(ths: str, capital: float) -> Optional[str
         return None
     if product_in_small_account_whitelist(ths):
         return None
-    return f"权益 10 万以下仅可交易：{SMALL_ACCOUNT_SCOPE_LABEL}"
+    wan = int(SMALL_ACCOUNT_CAPITAL_MAX // 10_000)
+    return f"权益 {wan} 万以下仅可交易：{SMALL_ACCOUNT_SCOPE_LABEL}"
 
 
 def filter_products_for_capital(products: list[dict], capital: float) -> list[dict]:
@@ -115,7 +126,7 @@ def assess_product_for_capital(
             "mult": spec["mult"],
             "tick_size": tick,
             "status": "blocked",
-            "status_label": f"10万以下限{SMALL_ACCOUNT_SCOPE_LABEL}",
+            "status_label": small_account_scope_status_label(),
             "min_capital_one_lot": None,
             "margin_one_lot": None,
             "max_lots": 0,