Add daily loss-count freeze for account risk cooldown.

RISK_DAILY_LOSS_LIMIT (default 2, 0 disables) freezes new opens after N losing closes in the trading day.

Co-authored-by: Cursor <cursoragent@cursor.com>

crypto_monitor_gate/app.py

@@ -2445,6 +2445,17 @@ def insert_trade_record(
         sync_trade_records_from_exchange(conn, force=False)
     except Exception:
         pass
+    try:
+        from lib.trade.account_risk_lib import on_closed_trade_pnl
+
+        close_dt = parse_dt_for_trading_day(close_ts)
+        on_closed_trade_pnl(
+            conn,
+            pnl_amount=pnl_amount,
+            trading_day=get_trading_day(close_dt),
+        )
+    except Exception:
+        pass
     return tid