Default equity chain baseline to 100k when live_capital unset.

Co-authored-by: Cursor <cursoragent@cursor.com>

app.py

@@ -1414,11 +1414,11 @@ def records():
     trade_list = conn.execute(
         "SELECT * FROM trade_logs ORDER BY id DESC LIMIT 500"
     ).fetchall()
-    from trade_log_lib import enrich_trades_for_records
+    from trade_log_lib import enrich_trades_for_records, _read_initial_capital
     try:
-        initial_capital = float(get_setting("live_capital", "0") or 0)
-    except (TypeError, ValueError):
-        initial_capital = 0.0
+        initial_capital = _read_initial_capital(conn)
+    except Exception:
+        initial_capital = 100_000.0
     trades, equity_curve = enrich_trades_for_records(
         [dict(r) for r in trade_list],
         initial_capital=initial_capital,

trade_log_lib.py

@@ -37,9 +37,17 @@ def _read_initial_capital(conn, initial_capital: float | None = None) -> float:
         return float(initial_capital)
     try:
         row = conn.execute("SELECT value FROM settings WHERE key='live_capital'").fetchone()
-        return float(row[0] or 0) if row else 0.0
+        if row and row[0]:
+            val = float(row[0] or 0)
+            if val > 0:
+                return val
     except (TypeError, ValueError):
-        return 0.0
+        pass
+    try:
+        from product_recommend import DISCONNECTED_RECOMMEND_CAPITAL
+        return float(DISCONNECTED_RECOMMEND_CAPITAL)
+    except Exception:
+        return 100_000.0
 
 
 def refresh_trade_log_equity_chain(